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Business Insurance

Business insurance not only protects your assets from risks, it protects the security and safety that employees need in the workplace. Shield Insurance ensures that your company is prepared for the worst. To further ensure your protection, speak to an agent about our multi-policies that will help protect you against variable risks and help you function without any worries.  

Get a fast, free quote. Speak to an agent now.

Workers Compensation
Expenses covered by Workers Compensation:

• Medical Care for the injury/illness

• Restraining costs

• Replacement Income

• Compensation for any 

   permanent injuries

• Benefits to survivors of 

   workers who are killed on the 


Incidents covered by Workers Compensation:

• Injuries and illnesses from sudden accidents and exposure on the job site

• Injuries that occur over time

• The illness that results from exposure to workplace chemicals

• Work-related injury or illness that results in death


Employment Practices Liability Insurance(EPLI)

EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated.


EPLI Insurance provides protection against many kinds of employee lawsuits, including claims of:


• Sexual Harassment

• Discrimination

• Wrongful Termination

• Breach of Employment Contract

• Wrongful Discipline


Commercial Auto
Our agents can provide a commercial car insurance quote that can include:

• Auto liability

• Medical payments

• Comprehensive coverage

• Collision coverage


• Uninsured and underinsured 

  motorist’s coverage

• Coverage for autos you borrow 

  or rent

• Coverage for employees using 

  their cars for the business


Commercial General Liability

A: Bodily Injury and Property Damage Liability

This coverage protects against harms and losses occurring from the legal liability of the insured’s for bodily injury or property damage done to other arising out of non-professional negligent acts at the commercial premises. Body and psychological injuries are equally covered.

B: Personal and Advertising Injury 

This coverage protects against offenses such as:

• Slander

• Libel

• Infringement

• False arrest

• Malicious prosecution

• Wrongful eviction or invasion of privacy

C: Medical Payments

Pays for injuries that are caused by non-employees during an incident that occurred on the insured’s premises or while exposed to policyholder’s professional operations it covers hospital fees including ambulance, nursing, and funeral, in case of tragedy.

Purchasing Commercial General Liability Insurance.


The Commercial General Liability is a separate policy from the Business Owners Policy (BOP). Hence, purchasing an umbrella policy is often recommended.

• Directors and officer’s liability
• Liquor Liability
• Pollution Liability
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